1/8
FinSmart screenshot 0
FinSmart screenshot 1
FinSmart screenshot 2
FinSmart screenshot 3
FinSmart screenshot 4
FinSmart screenshot 5
FinSmart screenshot 6
FinSmart screenshot 7
FinSmart Icon

FinSmart

LankaBangla Finance Ltd.
Trusted
1K+Downloads
13.5MBSize
Android Version Icon4.1.x+
Android Version
4.2.1_RELEASE(01-07-2023)Latest version
-
(0 Reviews)
Age ratingPEGI-3
DetailsReviewsVersionsInfo
1/8

Description of FinSmart

LankaBangla Finance Limited started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance Limited is the country’s leading integrated financial services provider.

With FinSmart, customers can get the desired service at their fingertips anytime. FinSmart supports both English and Bangla Language, Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Google Play or the Apple app store only.

This Mobile App includes the following services:

• Self sign up with NID

• Fingerprint log in

• Self PIN reset

• Latest statements of products

• All account details in My Account

• Online Application of Multiple Products

• Statement and Certificate request of Products

• Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest

• Online payment solution for Multiple Products

• Branch locator

• Product features

• Language preference (Bangla/English)

• In-app notification

• Inbox

• Call to contact center, 16325

• Feedback Option

• Schedule of Charges

• Mobile Recharge

• Corona info

• Activity log

• Transactions history

• Merchant locator

• Emergency contacts


Pre-login features:

• Products Information

• Latest offers

• Branch Location


Download and Registration Process:


1. FinSmart Mobile App is available on Play Store and App Store –Search by the name, Install and Open the App.

2. Input the Mobile number that is tagged with your LankaBangla Accounts, a Green tick mark will appear under the number. You will be asked to verify OTP and go next.

3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone.

4. Accept terms & conditions and submit. You will be notified about the registration through SMS.


Security & Compliance:

LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance.


Fees & Charges:

FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider.


Personal Loan Eligibility:

● Age between 25 years to 65 years

● Minimum monthly Income of BDT 30,000

● Minimum one year of Bank A/C relationship with any scheduled bank of Bangladesh

● Having 1 year professional experience for salaried employee & 3 years for contractual employee


Personal Loan Features:

● Highest loan ceiling in the market, BDT 25 Lac

● Minimum Repayment Tenure: 12 months

● Maximum Repayment Tenure: 60 months

● Top Up Loan facility

● Partial Disbursement Option

● Partial prepayment option

● Life Insurance Coverage

● Equal monthly installment basis up to 60 months


Sample Loan Calculation:

Loan amount: BDT 200,000.00

Loan Duration: 36 Months

Rate of Interest: 11%

Total personal loan interest: BDT 35,728.00

Processing fees (PF) 0.50% (Plus 15% VAT): BDT 1,150.00

Documentation Fee (DF) 0.50%: BDT 1,150.00

Total Deductibles: N/A (PF & DF pay individually)

In-Hand Amount: BDT 200,000.00

Total repayable Amount(Loan Amount + Interest): BDT 235,728.00

Monthly EMI Repayable: BDT 6,548.00


Interest, tenures and other specifications for Personal Loan:

● Equal monthly installment basis up to 60 month

● Maximum Annual Percentage Rate (APR) 11.00%

● Documentation Fee/ Processing Fee: At actual plus 15% VAT

● Early Settlement/Partial Payment Fees: At actual plus 15% VAT

● Penal interest charge: 2% above the nominal rate


To learn about the Fees & Charges, Rate of Interest and Tenure of our products, please visit:

https://www.lankabangla.com/fees-charge/

https://www.lankabangla.com/rate-of-interest


For feedback & suggestions, please call us at 16325

FinSmart - Version 4.2.1_RELEASE

(01-07-2023)
Other versions
What's newv4.2.1* Improved offers sliders* Update Auto Loan and SME service icon* Implemented 4 more services - * Discount Privilege * My Request * Tax Submission * Loan EMI Calculator

There are no reviews or ratings yet! To leave the first one please

-
0 Reviews
5
4
3
2
1
Info Trust Icon
Good App GuaranteedThis app passed the security test for virus, malware and other malicious attacks and doesn't contain any threats.

FinSmart - APK Information

APK Version: 4.2.1_RELEASEPackage: com.LankaBangla.Finance.Ltd.FinSmart
Android compatability: 4.1.x+ (Jelly Bean)
Developer:LankaBangla Finance Ltd.Privacy Policy:http://iecl-bd.net/fpolicy.htmlPermissions:21
Name: FinSmartSize: 13.5 MBDownloads: 7Version : 4.2.1_RELEASERelease Date: 2023-07-01 06:10:34Min Screen: SMALLSupported CPU:
Package ID: com.LankaBangla.Finance.Ltd.FinSmartSHA1 Signature: CC:9E:17:2C:90:88:D1:16:48:DB:60:72:B9:56:3E:28:04:71:A8:ACDeveloper (CN): Organization (O): LankaBanglaLocal (L): Country (C): State/City (ST):

Latest Version of FinSmart

4.2.1_RELEASETrust Icon Versions
1/7/2023
7 downloads11.5 MB Size

Other versions

4.1.6_RELEASETrust Icon Versions
28/2/2023
7 downloads17 MB Size
4.1.5_RELEASETrust Icon Versions
15/12/2022
7 downloads20.5 MB Size
4.1.1_RELEASETrust Icon Versions
22/10/2022
7 downloads17 MB Size
4.0.9_RELEASETrust Icon Versions
30/3/2022
7 downloads17 MB Size
4.0.8_RELEASETrust Icon Versions
28/2/2022
7 downloads17 MB Size
4.0.7_RELEASETrust Icon Versions
13/1/2022
7 downloads17 MB Size
4.0.5_LIVETrust Icon Versions
29/11/2021
7 downloads16.5 MB Size
4.0.3_RELEASETrust Icon Versions
6/8/2021
7 downloads17 MB Size
4.0.2_RELEASETrust Icon Versions
9/7/2021
7 downloads17 MB Size
Apps in the same category
You may also like...